GENERAL LIABILITY
• Commercial General Liability
• Personal and Advertising Injury Liability
• Products / Completed Operations
• Damage to Leased or Rented Premises
• Fire Legal Liability
• Employee Benefits Liability
• Sexual Abuse
• Stop Gap - Employers Liability
• Employees/Volunteers as Protected Persons
• Coverage for Fundraising / Special Events

AUTO
• Automobile Liability
• Underinsured Motorist Bodily Injury Offered
• Non-Owned / Hired Auto Liability
• Garagekeepers Liability
• Garage Liability
• Auto Physical Damage
• Non Owned /  Hired Auto Physical Damage

COMMERCIAL PROPERTY
• Earthquake
• Flood
• Business Income with Extra Expense/Tuitions
• Electronic Data Processing
• Newly Acquired or Constructed Property
• Valuable Papers / Accounts Receivable
• Builders Risk Coverage Available

EDUCATIONAL ADMINISTRATION LIABILITY
• Directors, Officers and Employee Liability
• Employment Practices Liability
• Wrongful Acts, Errors or Omissions 

MISCELLANEOUS PROFESSIONAL LIABILITY
• Counselors, Therapists, Nurses, EMTs, Paramedics & Psychologists

CRIME INSURANCE
• Employee Theft
• Forgery and Alteration
• Money & Securities Inside/Outside
• Employee Benefit Plan(s) subject to ERISA
• Computer Fraud

EQUIPMENT BREAKDOWN
• Property Damage on and off Premises
• Services Interruption / Business / Income
• Perishable Goods
• CFC Refrigerants
• Hazardous Substances

The limits and coverages shown here are brief overviews of the coverages represented by the United Schools Insurance Program.  The terms and conditions offered may differ from your prior policy and from what you requested in your submission.  This document is not intended to be used as a direct reflection of all coverages or to replace or alter the policies in any way.