Coverage

GENERAL LIABILITY
• Commercial General Liability
• Personal and Advertising Injury Liability
• Products and Completed Operations
• Damage to Leased or Rented Premises
• Fire Legal Liability
• Employee Benefits Liability
• Stop Gap - Employers Liability
• Abuse and Molestation Liability

COMMERCIAL PROPERTY
• Earthquake
• Flood
• Business Income with Extra Expense
• Electronic Data Processing
• Newly Acquired or Constructed Property
• Valuable Papers / Accounts Receivable

BUSINESS AUTO
• Automobile Liability
• Underinsured Motorist
• Non-Owned / Hired Auto Liability
• Garagekeepers Liability
• Auto Physical Damage
• Hired Auto Physical Damage

WRONGFUL ACTS COVERAGE
• Directors and Officers Liability
• Errors and Omissions
• Employment Practices Liability
• Sexual Harassment

MISCELLANEOUS PROFESSIONAL LIABILITY
• Counselors, Therapists, Nurses, EMTs, Paramedics, and Psychologists

CRIME INSURANCE
• Employee Dishonesty
• Forgery and Alteration
• Theft, Disappearance, and Destruction

EQUIPMENT BREAKDOWN
• Includes Property Damage, Business Income, and Extra Expense

The limits and coverages shown here are brief overviews of the coverages represented by USIP. The terms and conditions offered may differ from your prior policy and from what you requested in your submission. This information is not intended to be used as a direct reflection of all coverages or to replace or alter the coverage in any way.